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David Yao

CFA, FRM

David Yao is Chartered Financial Analyst (CFA), Financial Risk Manager (FRM), and member of CAIA Association. He serves as analyst at ILS Advisers and focuses on the fund research and portfolio management.

Before joining the company, he worked for a Private Equity Fund as investment manager, where he was responsible for the M&A business in China. In his role, he led M&A projects, extended business network and conducted strategic planning for the company.

Previously he was a financial analyst in an energy company listed in Hong Kong and corporate finance manager in an environmental protection company listed in Singapore. During his tenure, he played a key role in carrying out corporate finance activities of these listed companies. After receiving a bachelor degree of management at the University of International Business and Economics in China, and master degree of finance in Hong Kong Baptist University, he started his finance career in Hong Kong.

Born and grown up in China, he speaks native Mandarin, Cantonese, and fluent English. David resides in Hong Kong.

Tunisia’s mysterious new lake For the past three weeks, hundreds of swimmers have been flocking to a lake in the Gafsa region of southern Tunisia. But the sudden, mysterious appearance of this lake in a drought hit area has raised concerns about both the origin and the quality of the water. Locals discovered this mysterious lake alongside Om Larayes road, about 25 kilometres from Gafsa. The Heath Miller s authentic jersey lake depth ranges from about 10 to 18 metres. Local shepherds discovered this vast expanse of water about three weeks ago. News of the lake appearance has spread like wildfire and now hundreds of people, eager to escape a heatwave, go there to swim. They have christened it Beach. Many people are calling the lake appearance a miracle. That why I contacted a geologist working at Gafsa college of science who had come up with a number of theories about the lake origins, one being that seismic activity upset the water table, causing groundwater to rise to the surface. For the time being, the origins of this lake remains a mystery, but our biggest concern right now is the quality of the water. This region is overflowing with large deposits of phosphate, which can leave behind radioactive residue [Editor Note: The city of Gafsa is located in a valley in the eponymous mountain range. Phosphate mining is the region main industry.] So, there is a real risk that this water is contaminated and carcinogenic. On the first few days, the water was a clear, turquoise blue. Now, it is greenish and filled with algae, sure signs that the water is stagnant, which means it a perfect breeding ground for parasites and disease. Last Friday, despite the warnings issued by the Office of Public Safety, hundreds of swimmers came to the lake. The site is certainly stunning and there are many large rocks perfect for diving. So to truly dissuade people from coming, we need something more convincing than a little warning.
the state’s "fleeing felon" law. That statute was cited in March when the state chose not to charge any officers for the 2011 Memorial Day shooting death of Raymond Herrise, who was shot 16 times inside his car, and whose car was struck with more than 100 bullets. Randolph McLaughlin, a professor at Pace University School of Law and co chairman of the civil rights practice group for Newman Ferrara in New York, said the only thing clear from the video was that police need more training in dealing with the mentally ill. He said the flashing police lights likely only made Hall more agitated. Officers who received proper training are taught to deescalate dangerous situations, he said, "and what I’m seeing here is just the opposite. Before the cops got there he wasn’t threatening anyone." In the days following Hall’s death, former Miami Gardens Police Chief Stephen Johnson said that Trimino and Ehrlich had received specialized training in dealing with the mentally ill, though there was no mention
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